Pay Later with Klarna at The A2Z Furniture

Flexible Payments Made Easy

Klarna is a flexible payment service that offers easy ways to shop now and pay later. At The A2Z Furniture, you can choose Klarna at checkout when available and complete your order with a quick verification process.

Once approved, you can conveniently track and manage all of your payments in the Klarna app, with reminders to help you stay on schedule.

How Klarna Works

Using Klarna is fast and simple:

  1. Add items to your cart

  2. Select Klarna at checkout

  3. Klarna verifies your details instantly

  4. Choose a payment option

  5. Complete your purchase and enjoy your furniture

All payments are managed directly through the Klarna app or website.

Flexible Payment Options

Flexible payments allow customers to choose how and when they pay for purchases. Klarna offers payment solutions such as:

Buy Now, Pay Later (BNPL)

Purchase your items today and pay later in manageable instalments.

Pay in 4

Split your purchase into four interest-free payments made fortnightly.

Pay in Full

Pay the full amount instantly using Klarna for a smooth and secure checkout experience.

Important Information About Fees

✅ Pay in Full and Pay in 4 options are interest-free
⚠️ Late fees may apply if payments are missed
📄 Always review your payment plan terms to understand possible charges

Who Is Eligible to Use Klarna?

To use Klarna in Australia, you must:

  • Be a resident of Australia

  • Be at least 18 years old

  • Have a valid debit/credit card or bank account

  • Be able to receive verification codes by SMS

  • Pass Klarna’s approval checks

Eligibility is subject to Klarna’s assessment process.

Credit Check Information

When you choose Pay in 4 or any credit-based Klarna products:

  • Klarna will conduct a credit check

  • This helps ensure responsible lending

  • Late or missed payments may impact your credit score

  • Your access to Klarna services may be affected by repayment history

For more information about credit checks, please refer to Klarna’s Privacy Policy.

Managing Your Payments

You can view and manage your payment schedule anytime through the Klarna app or website. Your account lets you track:

  • Orders

  • Due dates

  • Payment amounts

Need to Reschedule a Payment?

In some cases, you may be able to reschedule through the Klarna app or by contacting Klarna support. Availability depends on your account and payment plan.

Your Security Comes First

Klarna uses the highest security standards to protect your personal data:

✅ All payment information is processed securely
✅ No payment details are stored by The A2Z Furniture
✅ Secure encryption is used on all transactions
✅ Cards or bank accounts can be removed anytime
✅ All payments are handled through protected systems

Privacy & Cookies

Klarna handles personal information according to strict privacy standards. For full details, please refer to:

These explain how personal data is collected, stored, and used, and how cookies may be managed.