Flexible Payment Options

Reserve your favourite piece of furniture today with just a 25% deposit — then pay it off over 90 days at your own pace, interest-free. Our layby is straightforward, fair, and designed to make quality furniture accessible for every home.

✓ Interest-Free ✓ No Setup Fees ✓ 2-Day Cooling-Off Period ✓ Australian Consumer Law Compliant
25% Minimum Deposit
90 Day Layby Period
2 Day Cooling-Off
0% Interest Charged

How Layby Works

Four simple steps from selection to delivery.

Step 01

Choose Your Furniture

Browse our bedroom, lounge, dining, and living collections. Layby is available on selected items — ask in-store or call us to confirm eligibility.

Step 02

Pay Your 25% Deposit

A minimum deposit of 25% (inc. GST) secures your item. Your goods are reserved and held safely in our warehouse from this point.

Step 03

Pay the Balance Over 90 Days

Clear the remaining balance at your own pace within the 90-day period — zero interest, zero finance fees. Top up whenever suits you.

Step 04

Arrange Delivery or Pick-Up

Once paid in full, book your delivery or collection with at least 5–7 working days' notice. We'll get it to you safely.

Layby Terms & Conditions

All layby agreements at A2Z Furniture are subject to the following conditions.

Product Eligibility

Layby is available on selected products only. Management retains full discretion to determine which items qualify and may update eligibility or terms at any time without prior notice. Please confirm availability with our team before committing.

Minimum Deposit — 25%

A non-refundable deposit of at least 25% of the total purchase price (inclusive of GST) is required at the time of placing your layby order. This secures your chosen item in our warehouse.

90-Day Layby Period

The layby period runs for a maximum of 90 calendar days from the date of your order, unless a different period is stated on your invoice. Your balance must be paid in full and delivery or collection arranged within this timeframe.

Storage & Late Collection Fees

If delivery or collection is not arranged within the 90-day period, A2Z Furniture reserves the right to charge reasonable storage and administration fees. Please contact your nearest store before your period expires to discuss extension options.

2-Day Cooling-Off Period

You have a 2 calendar day cooling-off window from the date of your layby order. If you cancel within this period, no cancellation fee applies and your deposit will be refunded in full.

Cancellation After Cooling-Off — 20% Fee

If a layby is cancelled after the 2-day cooling-off period, a cancellation fee of 20% of the total purchase price (inclusive of GST) applies to each cancelled item. The remaining balance of any payments made will be refunded.

Product Changes

Changing the product after a layby is placed is not permitted without management approval. If a change is approved, the replacement item must be equal to or greater in value than the original selection.

Delivery Booking — 5 to 7 Working Days' Notice

Once your layby is finalised and paid in full, please provide a minimum of 5–7 working days' notice when scheduling your delivery. For full delivery terms, see our Pickup & Delivery Terms.

Australian Consumer Law: Our layby agreement operates in accordance with the Competition and Consumer Act 2010 (Cth). Your statutory rights are not affected by these terms. For more information, visit accc.gov.au or Consumer Affairs Victoria.

Frequently Asked Questions

Quick answers to the most common layby questions.

A minimum deposit of 25% of the total purchase price (including GST) is required to begin a layby. This is payable at the time of placing your order and secures your item in our warehouse.

The standard layby period is 90 days from the date of your order. A different period may be specified on your invoice. Both full payment and delivery or collection must be completed within this window.

Yes. You may cancel at any time. If you cancel within the first 2 calendar days, no fee applies and your deposit is refunded in full. Cancellations after the cooling-off period attract a fee of 20% of the total price (inc. GST). The remainder of any amounts paid will be refunded.

If your layby period lapses without delivery or collection being arranged, A2Z Furniture may apply reasonable storage and administration fees. We strongly encourage you to reach out to us before your 90 days expire so we can assist.

Product changes are not permitted without prior management approval. If a change is authorised, the new product must be equal to or greater in value than your original selection.

Layby is available on selected products only. Eligibility is at management's discretion and may change without notice. We recommend confirming with our team before visiting a store or making a decision.

Once your balance is paid in full, please give us at least 5–7 working days' notice to arrange your delivery. For pick-up or delivery conditions, see our Pickup & Delivery Terms.

Yes — A2Z Furniture also offers Afterpay, Zip, Humm, and Latitude Interest Free. These buy now, pay later options allow immediate fulfilment with structured repayments — great if you'd like your furniture delivered right away.

Other Ways to Pay

Need your furniture sooner? We offer several interest-free payment options for immediate fulfilment.

Ready to Furnish Your Home?

Visit one of our four Brisbane and Gold Coast showrooms, or browse our full range online. Our team is on hand to help you find the perfect piece and talk through your payment options.

Questions about layby? Call us on 1300 781 990 or email info@thea2zfurniture.com